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Weird things can affect your credit

You worked hard to get a decent credit score. Then one day you apply for a car loan and are denied. What?!? Why ?!? I have always been a big proponent of regularly checking your credit report for this very reason. One late payment and WHAMO! An incorrect debt...

Gas prices increasing again ?!? I’m not surprised.

Well it’s that time again. Spending time at the beach trying to stay cool, getting the kiddies ready for school, football, and…oh yeah…..watching gas prices jump over $.40 cents per gallon in less than a month!!!!! It’s a tale as old as time…..or at least the last...

Are we Living in a ”Modern-Day Depression”?

I remember as a child in school, reading about the “Great Depression”. I particularly remember a black and white photo of a farmer and his children running through their farm as a huge sand storm blew through. The “Great Depression” was an interesting subject for me...

Considering a short sale? Consider carefully.

Okay, you have done everything known to man to stop the pending foreclosure of your property.  Or, perhaps, your home has been on the market for months and no one is making an offer that’s even close to the current amount you owe on the property.  Consider the Short...

Socialism….To be or not to be…..

According to “definition”, poverty is an annual income of a little over $11,000 for one person or $22,000 for a family of four. I am not sure where this number comes from, but it is currently the number that will officially call you impoverished. Seems like if this...

Leaving Las Vegas

It’s hard to find an area that has been harder hit by the current recession than Las Vegas. At the onset of the mortgage fiasco, Las Vegas was the fastest growing city in the United States. Houses were being constructed at break neck speed, and people were moving...