Jun 27, 2012
It’s hard to find an area that has been harder hit by the current recession than Las Vegas. At the onset of the mortgage fiasco, Las Vegas was the fastest growing city in the United States. Houses were being constructed at break neck speed, and people were moving...
Jun 13, 2012
Well, it happened. Your debt load was just too much and you had no choice but to file bankruptcy. Don’t feel bad. Over 1.4 million bankruptcies were filed in 2011 alone. In fact, many famous people have filed for bankruptcy protection. Cyndi Lauper, Tammy Wynette,...
Jun 4, 2012
There are lots of places out there that promise, for a “small fee”, to repair your credit. There are also lots of places out there that promise I can make $4,000 per week from home. I do not necessarily believe either of them. I think the real issue is the...
May 17, 2012
Just in case you have been living in a cave for the last 6 six years, America has been plagued financially with a recession. And while our government keeps insisting that the economy is improving, the signs of a wrecked economy still loom large above us. Prior to...
Apr 27, 2012
Recently I read an article regarding a woman who ended up in jail because she did not pay her medical bills. At first glance my thought was, “Here in America?” I thought debtors’ prisons were illegal. After my initial shock, I picked myself off the floor, took a quick...
Apr 12, 2012
Ready to retire? I know I am. My wife and I recently sat down and went over our finances. And after lots of creative money management techniques, we found that we could plan to retire as soon as the year 2097. (That is, if our great-great grandchildren decide to help...
Mar 27, 2012
For a long time I have listened to friends, acquaintances and clients talk about credit reports and credit scores. And after many years I have found that most people I have spoken to, have only a vague concept of what a credit report is and what a credit score...
Mar 6, 2012
Okay, your 20-year-old son just asked you to co-sign for his new truck. Without your signature the loan will be denied, he will be forced to take the bus to work, he will more than likely loose his job, and he will be forced to move back in with you thereby ruining...
Feb 21, 2012
Lets face it, you need credit cards in this day and age. You want to rent a car or place a reservation for a hotel? You’ll need a credit card. Cash is quickly becoming a dinosaur and some places refuse to even accept cash. So, if you don’t already have one, get one....
Feb 1, 2012
I’ve never been one to say “I told you so” but…..okay maybe I am. I told you so. In a recent blog, I talked about the debt collectors and their “shady” collection methods. Well it appears as though the government may be tired of their shenanigans as well. On Monday,...