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Bankruptcy and your Car Loan

Bankruptcy and your Car Loan

Often, when someone is considering bankruptcy, the first thing they are concerned with is their car.  When the car is encumbered by a loan, there are a lot of questions regarding what happens to the loan when a bankruptcy is filed.  Can you keep your car?  Does the...
When Creditors Get a Judgment Against You

When Creditors Get a Judgment Against You

You’ve been falling behind on your bills for a while when the worst happens. A creditor sues you.  With an inability to pay the debt, and limited options to combat the suit in civil court, you may find yourself with a judgment entered against you. When a creditor sues...
I owe how much on my car ?!?!

I owe how much on my car ?!?!

So you just filed bankruptcy and are awaiting that glorious moment when your debt discharges. Of course you want to keep the car that you are financing through your Credit Union. And why not? It’s a hot car. A 2015 Jeep Grand Cherokee with low miles, and a low balance...
Which Bankruptcy is Best for You?

Which Bankruptcy is Best for You?

Rising minimum payments. Harassing collection agencies.  The looming threat of lawsuits. Struggling with unmanageable debt is a scary position to be in.  For people in these situations, bankruptcy is often the best long-term solution to get back on track, but...
Back Rent and Bankruptcy Filing

Back Rent and Bankruptcy Filing

You’re behind on your rent.  With the recent upheaval stemming from the COVID-19 pandemic, many consumers are falling further and further behind on their monthly obligations.  While the state of California has a temporary moratorium on eviction, the back rent owed...

A Socialist Fairy Tale

Once upon a time, there were two brothers. One brother was shiftless and lazy. He would hang around the farm and do nothing all day long. The other brother was very motivated and a hard worker. He would get up early and milk the cows, he would clean up after breakfast...