Find Out How a Bankruptcy Attorney in Yorba Linda CA Can Help You
If you have never hired a Bankruptcy Attorney in Yorba Linda CA before, you might not know what you should look for. If experience is important, then you’ll be glad to know that you’ve found one of the most experienced bankruptcy law firms in Southern California. Keep reading to learn how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Is Chapter 7 the Right Option for You?
Chapter 7 is intended for debtors who are having trouble making ends meet and cannot pay their current debts. If your debts are mostly consumer debts then you will be subjected to a “means test” to decide if your case can move forward under Chapter 7.
Creditors have the right to submit a petition asking the court to dismiss your case if your income is higher than the median income for the state in which you live and the size of your family. The court will determine whether or not to dismiss the bankruptcy. Under Chapter 7, the majority of general unsecured debts, including credit card debt, are dischargeable.
Is Chapter 13 the Right Answer for Your Situation?
Chapter 13 is another option that a bankruptcy attorney in Yorba Linda CA, might suggest. This choice is occasionally referred to as a bankruptcy for debt modification. Instead of having debt forgiven, you repay it through a trustee-supervised payment plan.
There are situations we might suggest Chapter 13. Some examples include situations in which clients want to pay all or part of their debt, they are behind on real estate, they want to stop foreclosure, they want to save their home, they want to protect non-exempt assets, or if their major debts are taxes, student loans, or child and spousal support.
Choose a Bankruptcy Attorney in Yorba Linda CA That Offers a Number of Advantages
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in Yorba Linda CA means choosing a firm that offers a wealth of benefits. To begin with, you will gain from our vast experience.
Since 1978, we have provided customers with debt relief choices, and throughout that time, we have assisted more than 150,000 customers. We also offer you the full experience of working with an attorney but without the exorbitant fees you might be expecting. With us, you get low, low fees – and also get exceptional service and top satisfaction.
We Serve the Greater Los Angeles Area
Our team of attorneys, senior paralegals, and highly skilled employees will be available to you, and they can offer the best solution for your present financial problems. Your keys to successful debt relief—relief that your creditors must accept and the courts will approve—are our understanding of current law and our skillful strategies. We can assist residents of Los Angeles, Orange, Riverside, or San Bernardino counties. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a bankruptcy attorney in Yorba Linda CA.