Find Out How a Bankruptcy Attorney in West Covina CA Can Help You
If you have never sought the services of a Bankruptcy Attorney in West Covina CA, you might not know what to look for. If experience is vital to you, you’ll be happy to know that you’ve located one of Southern California’s most experienced bankruptcy law companies. Keep reading to learn how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Is Chapter 7 the Right Option for You?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. Debtors whose debts are primarily consumer debts are subject to a “means test” designed to determine whether the case should be permitted to proceed under Chapter 7.
In the event that your income is higher than California’s median income for your family size, creditors could be able to file a motion that disallows your bankruptcy case from moving forward. The court will then decide if your case can be dismissed. Unsecured obligations, such as credit card debt, are typically dischargeable in Chapter 7 bankruptcy cases.
Is Chapter 13 the Right Option for You?
Chapter 13 is another option that a bankruptcy attorney in West Covina CA, might suggest. This choice is occasionally referred to as a bankruptcy for debt modification. Instead of having debt forgiven, you repay it through a trustee-supervised payment plan.
There are situations we might suggest Chapter 13. Some examples include situations in which clients want to pay all or part of their debt, they are behind on real estate, they want to stop foreclosure, they want to save their home, they want to protect non-exempt assets, or if their major debts are taxes, student loans, or child and spousal support.
We Are Proud of the Many Ways Our Clients Benefit When They Choose Us for a Bankruptcy Attorney in West Covina CA
There are several advantages to choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in West Covina CA. You will, first and foremost, value our expertise.
We’ve been offering debt relief options for clients since 1978 and have helped more than 150,000 clients in that time. You can count on us to offer full-service attention without the sky-high fees you might expect to pay. Count on us for incredibly low prices and the greatest customer service.
We Serve the Greater Los Angeles Area
Our team of experienced attorneys, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. Our knowledge of current law and skillful techniques are your keys to successful debt relief, relief your creditors must accept and the courts will approve. We provide representation for debtor’s whose primary residence is located in Los Angeles, Orange, Riverside and San Bernardino counties of California. For a consultation with a bankruptcy attorney in West Covina CA, contact Winterbotham Parham Teeple, a PC at 800.400.9000.