Get Help from a Foreclosure Attorney in Valencia CA
If you have never hired a Foreclosure Attorney in Valencia CA before, you might not know what you should look for. If experience is vital to you, you’ll be happy to know that you’ve located one of Southern California’s most experienced bankruptcy law companies. Keep reading to learn how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Get the Facts About California Foreclosures
As is true in most western states, California uses a non-judicial foreclosure system. This means that instead of the court intervening, a trustee sends a series of legal notices to the homeowner. Eventually, the property will be seized. The non-judicial sale occurs, which terminates the majority of legal rights of the homeowner, and the property is transferred to the buyer, or, if the property is not sold, it is transferred back to the lender. The further behind a property owner becomes on their payments, the more likely they are to have foreclosure proceedings begin.
Foreclosure Happens to People of All Walks of Life
Lenders often portray anyone whose home is in foreclosure as irresponsible. Simply said, this is untrue.
Many circumstances beyond a homeowner’s control can cause them to fall behind on mortgage payments. Loss of employment or income, divorce, illness or other medical issues, modifications to loan conditions, or the passing of a loved one are just a few examples of these circumstances.
The Basics of the Process of Foreclosure and How You Can Get Relief with the Help of an Experienced Foreclosure Attorney in Valencia CA
After at least one missed mortgage payment, your lender can issue a Notice of Default. The Notice of Default will include details on the length of your grace period. During that time you can pay the lender how much you owe, if possible. If you can’t, then you could sell your property for less than its value.
Your home may be sold at auction if you are unable to sell it, don’t want to sell it, can’t make your mortgage payments, or can’t work out a deal with the lender. The owner gets evicted and the property becomes the lender’s property if no one purchases it at the auction. The good news is that a foreclosure attorney in Valencia CA could be able to point you in the direction of other options.
We Are Proud of the Many Ways Our Clients Benefit When They Choose Us for a Foreclosure Attorney in Valencia CA
Choosing Winterbotham Parham Teeple, a PC as your Foreclosure Attorney in Valencia CA, means selecting a company that provides a host of advantages. For starters, you will benefit from our wealth of experience.
Since we were established in 1978, we have assisted more than 150,000 clients. We also offer you the full experience of working with an attorney but without the exorbitant fees you might be expecting. With us, you get low, low fees – and also get exceptional service and top satisfaction.
You Can Call Us for Help in Los Angeles County and Beyond
To secure the best rights, remedies, and benefits available, our crew of senior paralegals, seasoned attorneys, and staff members work for you. We know the current law and we know how to determine the best debt relief options that your creditors will be required to accept and that courts are going to approve.
We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a Foreclosure Attorney in Valencia CA.