Find Out How a Bankruptcy Attorney in Valencia CA Can Help You
When you are looking for a Bankruptcy Attorney in Valencia CA, what are you looking for? You should work with us if you want to collaborate with one of Southern California’s most seasoned bankruptcy law companies. After reading on to see how we may assist you, call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 Bankruptcy Going to Be the Best Option for You?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. A “means test” will be used to determine whether or not your case qualifies for Chapter 7 bankruptcy if the majority of your debts are consumer-related.
In the event that your income is higher than California’s median income for your family size, creditors could be able to file a motion that disallows your bankruptcy case from moving forward. The court will then decide if your case can be dismissed. In most cases, unsecured debts (like credit card debt) can be discharged un a Chapter 7 bankruptcy case.
Is Chapter 13 the Right Option for You?
Chapter 13 is another option that a bankruptcy attorney in Valencia CA, might suggest. This option is sometimes referred to as a debt adjustment bankruptcy. Instead of having debt discharged, you pay it back on a payment plan overseen by a trustee.
There are situations we might suggest Chapter 13. Some examples include situations in which clients want to pay all or part of their debt, they are behind on real estate, they want to stop foreclosure, they want to save their home, they want to protect non-exempt assets, or if their major debts are taxes, student loans, or child and spousal support.
There is a Long List of Reasons to Choose Us as Your Bankruptcy Attorney in Valencia CA
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in Valencia CA, means selecting a company that provides a host of advantages. You will, first and foremost, value our expertise.
We’ve been offering debt relief options for clients since 1978 and have helped more than 150,000 clients in that time. We also provide you with the full benefits of dealing with an attorney without the astronomical costs you might anticipate. Count on us for incredibly low prices and the greatest customer service.
We Offer Exceptional Help in Several Counties
To secure the best rights, remedies, and benefits available, our crew of senior paralegals, seasoned attorneys, and staff members work for you. We are knowledgeable about the law as it stands and know how to choose the most effective debt relief strategies that will be accepted by courts and your creditors. If you live in any of these counties, we can help you: Los Angeles, Orange, Riverside, or San Bernardino. To schedule a consultation with a bankruptcy attorney in Valencia CA, call Winterbotham Parham Teeple, a PC right now at 800.400.9000.