Find Out How a Bankruptcy Lawyer in Torrance CA Can Help You
What are the attributes you insist on when hiring a Bankruptcy Lawyer in Torrance CA? If experience is important, then you’ll be glad to know that you’ve found one of the most experienced bankruptcy law firms in Southern California. To learn more about how we may assist you, continue reading, and then call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 Bankruptcy Going to Be the Best Option for You?
Debtors who are having financial issues and cannot pay debts often benefit from Chapter 7 bankruptcy. A “means test” is used to examine whether Chapter 7 bankruptcy should be allowed for debtors whose obligations are predominantly consumer debts.
Creditors may be able to file a motion to stop the filing of your bankruptcy case if your income exceeds the typical income in California for your family size. The judge will then decide whether or not to dismiss your bankruptcy. Under Chapter 7, the majority of general unsecured debts, including credit card debt, are dischargeable.
Will Chapter 13 Bankruptcy Work Best for Your Case?
Chapter 13 is another option that a bankruptcy lawyer in Torrance CA, might suggest. This choice is occasionally referred to as a bankruptcy for debt modification. Instead of having debt forgiven, you repay it through a trustee-supervised payment plan.
We might suggest Chapter 13 bankruptcy if you have a strong desire and ability to pay all or a portion of your debts, the purpose is to cure arrears on real estate, stop foreclosure and save your home, you want to protect non-exempt assets, you owe taxes or student loans that do not meet the requirements for discharge, or the purpose is to bring current child or spousal support payments.
You Have Found a Bankruptcy Lawyer in Torrance CA That Comes with Many Benefits
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in Torrance CA, means selecting a company that provides a host of advantages. First and foremost, you will appreciate our experience.
Since 1978, we have provided customers with debt relief choices, and throughout that time, we have assisted more than 150,000 customers. You can count on us to offer full-service attention without the sky-high fees you might expect to pay. With us, you get low, low fees – and also get exceptional service and top satisfaction.
We Serve the Greater Los Angeles Area
Our team of experienced lawyers, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. Our knowledge of current law and skillful techniques are your keys to successful debt relief, relief your creditors must accept and the courts will approve. We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. To schedule a consultation with a bankruptcy lawyer in Torrance CA, call Winterbotham Parham Teeple, a PC right now at 800.400.9000.