Get Help from a Bankruptcy Attorney in Torrance CA
If you have never hired a Bankruptcy Attorney in Torrance CA before, you might not know what you should look for. You should work with us if you want to collaborate with one of Southern California’s most seasoned bankruptcy law companies. Read on for information on how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Is Chapter 7 the Right Option for You?
People who have financial difficulties and are unable to pay their debts sometimes benefit from Chapter 7 bankruptcy. A “means test” is used to examine whether Chapter 7 bankruptcy should be allowed for debtors whose obligations are predominantly consumer debts.
In the event that your income is higher than California’s median income for your family size, creditors could be able to file a motion that disallows your bankruptcy case from moving forward. It is up to the court to decide whether the case should be dismissed. Unsecured obligations, such as credit card debt, are typically dischargeable in Chapter 7 bankruptcy cases.
Will Chapter 13 Bankruptcy Work Best for Your Case?
Chapter 13 is another option that a bankruptcy attorney in Torrance CA, might suggest. This option, known as a debt adjustment bankruptcy, establishes you with a payment plan to repay some or all of the amount rather than allowing your debt to be discharged.
We might advise filing for Chapter 13 bankruptcy. If you owe taxes or student loans that do not meet the criteria for discharge, or if the goal is to bring current child or spousal support payments. It may also be a good option if you have a strong desire and ability to pay all or a portion of your debts
There is a Long List of Reasons to Choose Us as Your Bankruptcy Attorney in Torrance CA
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in Torrance CA, means selecting a company that provides a host of advantages. To begin with, you will gain from our vast experience.
Since we were established in 1978, we have assisted more than 150,000 clients. You can count on us to offer full-service attention without the sky-high fees you might expect to pay. Trust us for low, low fees while also getting the best in service and satisfaction.
We Serve the Greater Los Angeles Area
To secure the best rights, remedies, and benefits available, our crew of senior paralegals, seasoned attorneys, and staff members work for you. Your keys to successful debt relief—relief that your creditors must accept and the courts will approve—are our understanding of current law and our skillful strategies. We can assist residents of Los Angeles, Orange, Riverside, or San Bernardino counties. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a bankruptcy attorney in Torrance CA.