Get Help from a Bankruptcy Lawyer in Temecula CA
When you are looking for a Bankruptcy Lawyer in Temecula CA, what are you looking for? If experience is important, then you’ll be glad to know that you’ve found one of the most experienced bankruptcy law firms in Southern California. To learn more about how we may assist you, continue reading, and then call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 the Right Option for You?
People who have financial difficulties and are unable to pay their debts sometimes benefit from Chapter 7 bankruptcy. If your debts are mostly consumer debts then you will be subjected to a “means test” to decide if your case can move forward under Chapter 7.
Creditors have the right to submit a petition asking the court to dismiss your case if your income is higher than the median income for the state in which you live and the size of your family. The judge will then decide whether or not to dismiss your bankruptcy. Unsecured obligations, such as credit card debt, are typically dischargeable in Chapter 7 bankruptcy cases.
Will Chapter 13 Bankruptcy Work Best for Your Case?
The other main option that a bankruptcy lawyer in Temecula CA might recommend is Chapter 13. This choice is occasionally referred to as a bankruptcy for debt modification. Instead of having debt forgiven, you repay it through a trustee-supervised payment plan.
We might advise filing for Chapter 13 bankruptcy. If you owe taxes or student loans that do not meet the criteria for discharge, or if the goal is to bring current child or spousal support payments. It may also be a good option if you have a strong desire and ability to pay all or a portion of your debts
Choose a Bankruptcy Lawyer in Temecula CA That Offers a Number of Advantages
When you choose to work with Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in Temecula CA, you can count on a number of benefits. First and foremost, you will appreciate our experience.
Since we were established in 1978, we have assisted more than 150,000 clients. You may rely on us to provide full-service care without charging you exorbitant prices. Count on us for incredibly low prices and the greatest customer service.
We Offer Exceptional Help in Several Counties
Our team of experienced lawyers, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. We are knowledgeable about the law as it stands and know how to choose the most effective debt relief strategies that will be accepted by courts and your creditors. We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. For a consultation with a bankruptcy lawyer in Temecula CA, contact Winterbotham Parham Teeple, a PC at 800.400.9000.