Get Help from a Bankruptcy Attorney in Temecula CA
When you are looking for a Bankruptcy Attorney in Temecula CA, what are you looking for? If you would like to work with one of the most experienced bankruptcy law firms in all of Southern California, then you would like to work with us. To learn more about how we may assist you, continue reading, and then call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
How Could Chapter 7 Bankruptcy Work for You?
People who have financial difficulties and are unable to pay their debts sometimes benefit from Chapter 7 bankruptcy. Debtors whose debts are primarily consumer debts are subject to a “means test” designed to determine whether the case should be permitted to proceed under Chapter 7.
Creditors have the right to submit a petition asking the court to dismiss your case if your income is higher than the median income for the state in which you live and the size of your family. The court will determine whether or not to dismiss the bankruptcy. Under Chapter 7, the majority of general unsecured debts, including credit card debt, are dischargeable.
Is Chapter 13 the Right Answer for Your Situation?
The second choice that a bankruptcy attorney in Temecula CA, is likely to suggest is chapter 13 bankruptcy. This is known as a debt adjustment bankruptcy because instead of having your debt discharged, this option sets you up with a payment plan to pay back some or all of the debt.
We might suggest Chapter 13 bankruptcy if you have a strong desire and ability to pay all or a portion of your debts, the purpose is to cure arrears on real estate, stop foreclosure and save your home, you want to protect non-exempt assets, you owe taxes or student loans that do not meet the requirements for discharge, or the purpose is to bring current child or spousal support payments.
We Are Proud of the Many Ways Our Clients Benefit When They Choose Us for a Bankruptcy Attorney in Temecula CA
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in Temecula CA, means selecting a company that provides a host of advantages. First and foremost, you will appreciate our experience.
We have helped upwards of 150,000 clients since our founding in 1978. We also offer you the full experience of working with an attorney but without the exorbitant fees you might be expecting. Trust us for low, low fees while also getting the best in service and satisfaction.
We Offer Exceptional Help in Several Counties
To secure the best rights, remedies, and benefits available, our crew of senior paralegals, seasoned attorneys, and staff members work for you. We are knowledgeable about the law as it stands and know how to choose the most effective debt relief strategies that will be accepted by courts and your creditors. We provide representation for debtor’s whose primary residence is located in Los Angeles, Orange, Riverside and San Bernardino counties of California. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a bankruptcy attorney in Temecula CA.