Get Help from a Bankruptcy Lawyer in Santa Ana CA
If you have never hired a Bankruptcy Lawyer in Santa Ana CA before, you might not know what you should look for. If experience is important, then you’ll be glad to know that you’ve found one of the most experienced bankruptcy law firms in Southern California. To learn more about how we may assist you, continue reading, and then call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 the Right Option for You?
People who have financial difficulties and are unable to pay their debts sometimes benefit from Chapter 7 bankruptcy. A “means test” is used to examine whether Chapter 7 bankruptcy should be allowed for debtors whose obligations are predominantly consumer debts.
Creditors may be able to file a motion to stop the filing of your bankruptcy case if your income exceeds the typical income in California for your family size. The court will determine whether or not to dismiss the bankruptcy. Most general unsecured debts, such as credit card debt, can be discharged under Chapter 7.
Is Chapter 13 the Right Answer for Your Situation?
Chapter 13 bankruptcy is the second option that a bankruptcy lawyer in Santa Ana CA is likely to recommend. This is known as a debt adjustment bankruptcy because instead of having your debt discharged, this option sets you up with a payment plan to pay back some or all of the debt.
We might suggest Chapter 13 bankruptcy if you have a strong desire and ability to pay all or a portion of your debts, the purpose is to cure arrears on real estate, stop foreclosure and save your home, you want to protect non-exempt assets, you owe taxes or student loans that do not meet the requirements for discharge, or the purpose is to bring current child or spousal support payments.
Choose a Bankruptcy Lawyer in Santa Ana CA That Offers a Number of Advantages
When you choose to work with Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in Santa Ana CA, you can count on a number of benefits. First and foremost, you will appreciate our experience.
Since 1978, we have provided customers with debt relief choices, and throughout that time, we have assisted more than 150,000 customers. You may rely on us to provide full-service care without charging you exorbitant prices. Count on us for incredibly low prices and the greatest customer service.
Call On Us for Help in Several Counties
You will have access to our team of lawyers, our senior paralegals, and our highly-trained staff who can provide the best remedy to your current financial issues. Our knowledge of current law and skillful techniques are your keys to successful debt relief, relief your creditors must accept and the courts will approve. We can assist residents of Los Angeles, Orange, Riverside, or San Bernardino counties. To schedule a consultation with a bankruptcy lawyer in Santa Ana CA, call Winterbotham Parham Teeple, a PC right now at 800.400.9000.