Get Help from a Bankruptcy Attorney in San Bernardino CA
If you have never sought the services of a Bankruptcy Attorney in San Bernardino CA, you might not know what to look for. If experience is vital to you, you’ll be happy to know that you’ve located one of Southern California’s most experienced bankruptcy law companies. Keep reading to learn how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Is Chapter 7 the Right Option for You?
People who have financial difficulties and are unable to pay their debts sometimes benefit from Chapter 7 bankruptcy. If your debts are mostly consumer debts then you will be subjected to a “means test” to decide if your case can move forward under Chapter 7.
Creditors have the right to submit a petition asking the court to dismiss your case if your income is higher than the median income for the state in which you live and the size of your family. The court will determine whether or not to dismiss the bankruptcy. Under Chapter 7, the majority of general unsecured debts, including credit card debt, are dischargeable.
Will You Benefit Most from Chapter 13 Bankruptcy?
The second choice that a bankruptcy attorney in San Bernardino CA, is likely to suggest is chapter 13 bankruptcy. This option, known as a debt adjustment bankruptcy, establishes you with a payment plan to repay some or all of the amount rather than allowing your debt to be discharged.
We might suggest Chapter 13 bankruptcy if you have a strong desire and ability to pay all or a portion of your debts, the purpose is to cure arrears on real estate, stop foreclosure and save your home, you want to protect non-exempt assets, you owe taxes or student loans that do not meet the requirements for discharge, or the purpose is to bring current child or spousal support payments.
You Have Found a Bankruptcy Attorney in San Bernardino CA That Comes with Many Benefits
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in San Bernardino CA, means selecting a company that provides a host of advantages. For starters, you will benefit from our wealth of experience.
We’ve been offering debt relief options for clients since 1978 and have helped more than 150,000 clients in that time. We also provide you with the full benefits of dealing with an attorney without the astronomical costs you might anticipate. Count on us for incredibly low prices and the greatest customer service.
You Can Call Us for Help in Los Angeles County and Beyond
Our team of experienced attorneys, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. Our knowledge of current law and skillful techniques are your keys to successful debt relief, relief your creditors must accept and the courts will approve. We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. For a consultation with a bankruptcy attorney in San Bernardino CA, contact Winterbotham Parham Teeple, a PC at 800.400.9000.