Request a Consultation with an Experienced Bankruptcy Attorney in Placentia CA
If you have never hired a Bankruptcy Attorney in Placentia CA before, you might not know what you should look for. If experience is important, then you’ll be glad to know that you’ve found one of the most experienced bankruptcy law firms in Southern California. Read on for information on how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Is Chapter 7 Bankruptcy Going to Be the Best Option for You?
Chapter 7 is intended for debtors who are having trouble making ends meet and cannot pay their current debts. Debtors whose debts are primarily consumer debts are subject to a “means test” designed to determine whether the case should be permitted to proceed under Chapter 7.
Creditors have the right to submit a petition asking the court to dismiss your case if your income is higher than the median income for the state in which you live and the size of your family. The court will determine whether or not to dismiss the bankruptcy. Under Chapter 7, the majority of general unsecured debts, including credit card debt, are dischargeable.
Will Chapter 13 Bankruptcy Work Best for Your Case?
Chapter 13 is another option that a bankruptcy attorney in Placentia CA, might suggest. This is known as a debt adjustment bankruptcy because instead of having your debt discharged, this option sets you up with a payment plan to pay back some or all of the debt.
We might suggest Chapter 13 bankruptcy if you have a strong desire and ability to pay all or a portion of your debts, the purpose is to cure arrears on real estate, stop foreclosure and save your home, you want to protect non-exempt assets, you owe taxes or student loans that do not meet the requirements for discharge, or the purpose is to bring current child or spousal support payments.
We Are Proud of the Many Ways Our Clients Benefit When They Choose Us for a Bankruptcy Attorney in Placentia CA
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in Placentia CA means choosing a firm that offers a wealth of benefits. To begin with, you will gain from our vast experience.
We have helped upwards of 150,000 clients since our founding in 1978. You may rely on us to provide full-service care without charging you exorbitant prices. Trust us for low, low fees while also getting the best in service and satisfaction.
We Serve the Greater Los Angeles Area
You will have access to our team of attorneys, our senior paralegals, and our highly-trained staff who can provide the best remedy to your current financial issues. We know the current law and we know how to determine the best debt relief options that your creditors will be required to accept and that courts are going to approve. We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. For a consultation with a bankruptcy attorney in Placentia CA, contact Winterbotham Parham Teeple, a PC at 800.400.9000.