Find Out How a Bankruptcy Attorney in Palmdale CA Can Help You
What qualities are you looking for in a Bankruptcy Attorney in Palmdale CA? If experience is important, then you’ll be glad to know that you’ve found one of the most experienced bankruptcy law firms in Southern California. To learn more about how we may assist you, continue reading, and then call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
How Could Chapter 7 Bankruptcy Work for You?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. A “means test” is used to examine whether Chapter 7 bankruptcy should be allowed for debtors whose obligations are predominantly consumer debts.
If your income is greater than the median income for the state of residence and family size, in some cases, creditors have the right to file a motion requesting that the court dismiss your case. The court will determine whether or not to dismiss the bankruptcy. In most cases, unsecured debts (like credit card debt) can be discharged un a Chapter 7 bankruptcy case.
Will You Benefit Most from Chapter 13 Bankruptcy?
Chapter 13 bankruptcy is the second option that a bankruptcy attorney in Palmdale CA is likely to recommend. This choice is occasionally referred to as a bankruptcy for debt modification. Instead of having debt forgiven, you repay it through a trustee-supervised payment plan.
There are situations we might suggest Chapter 13. Some examples include situations in which clients want to pay all or part of their debt, they are behind on real estate, they want to stop foreclosure, they want to save their home, they want to protect non-exempt assets, or if their major debts are taxes, student loans, or child and spousal support.
Choose a Bankruptcy Attorney in Palmdale CA That Offers a Number of Advantages
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in Palmdale CA means choosing a firm that offers a wealth of benefits. First and foremost, you will appreciate our experience.
Since we were established in 1978, we have assisted more than 150,000 clients. You can count on us to offer full-service attention without the sky-high fees you might expect to pay. Trust us for low, low fees while also getting the best in service and satisfaction.
We Serve the Greater Los Angeles Area
To secure the best rights, remedies, and benefits available, our crew of senior paralegals, seasoned attorneys, and staff members work for you. We are knowledgeable about the law as it stands and know how to choose the most effective debt relief strategies that will be accepted by courts and your creditors. If you live in any of these counties, we can help you: Los Angeles, Orange, Riverside, or San Bernardino. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a bankruptcy attorney in Palmdale CA.