Get the Help You Need from a Bankruptcy Lawyer in Palm Desert CA
If you have never sought the services of a Bankruptcy Lawyer in Palm Desert CA, you might not know what to look for. If you would like to work with one of the most experienced bankruptcy law firms in all of Southern California, then you would like to work with us. Read on for information on how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Is Chapter 7 the Right Option for You?
People who have financial difficulties and are unable to pay their debts sometimes benefit from Chapter 7 bankruptcy. A “means test” is used to examine whether Chapter 7 bankruptcy should be allowed for debtors whose obligations are predominantly consumer debts.
If your income is greater than the median income for the state of residence and family size, in some cases, creditors have the right to file a motion requesting that the court dismiss your case. The court will then decide if your case can be dismissed. Unsecured obligations, such as credit card debt, are typically dischargeable in Chapter 7 bankruptcy cases.
Will You Benefit Most from Chapter 13 Bankruptcy?
The second choice that a bankruptcy lawyer in Palm Desert CA, is likely to suggest is chapter 13 bankruptcy. This option is sometimes referred to as a debt adjustment bankruptcy. Instead of having debt discharged, you pay it back on a payment plan overseen by a trustee.
We might advise filing for Chapter 13 bankruptcy. If you owe taxes or student loans that do not meet the criteria for discharge, or if the goal is to bring current child or spousal support payments. It may also be a good option if you have a strong desire and ability to pay all or a portion of your debts
There is a Long List of Reasons to Choose Us as Your Bankruptcy Lawyer in Palm Desert CA
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in Palm Desert CA means choosing a firm that offers a wealth of benefits. First and foremost, you will appreciate our experience.
We have helped upwards of 150,000 clients since our founding in 1978. We also offer you the full experience of working with an lawyer but without the exorbitant fees you might be expecting. With us, you receive incredibly affordable prices along with top-notch service and satisfaction.
We Serve the Greater Los Angeles Area
Our team of experienced lawyers, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. Your keys to successful debt relief—relief that your creditors must accept and the courts will approve—are our understanding of current law and our skillful strategies. We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a bankruptcy lawyer in Palm Desert CA.