Find Out How a Chapter 7 Bankruptcy Lawyer Near Me Can Help You
What qualities are you looking for in a Chapter 7 Bankruptcy Lawyer Near Me? If experience is vital to you, you’ll be happy to know that you’ve located one of Southern California’s most experienced bankruptcy law companies. To learn more about how we may assist you, continue reading, and then call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 Bankruptcy Going to Be the Best Option for You?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. Debtors whose debts are primarily consumer debts are subject to a “means test” designed to determine whether the case should be permitted to proceed under Chapter 7.
Creditors have the right to submit a petition asking the court to dismiss your case if your income is higher than the median income for the state in which you live and the size of your family. It is up to the court to decide whether the case should be dismissed. Under Chapter 7, the majority of general unsecured debts, including credit card debt, are dischargeable.
Will Chapter 13 Bankruptcy Work Best for Your Case?
The other main option that a Chapter 7 Bankruptcy Lawyer Near Me might recommend is Chapter 13. This choice is occasionally referred to as a bankruptcy for debt modification. Instead of having debt forgiven, you repay it through a trustee-supervised payment plan.
We might suggest Chapter 13 bankruptcy if you have a strong desire and ability to pay all or a portion of your debts, the purpose is to cure arrears on real estate, stop foreclosure and save your home, you want to protect non-exempt assets, you owe taxes or student loans that do not meet the requirements for discharge, or the purpose is to bring current child or spousal support payments.
You Have Found a Chapter 7 Bankruptcy Lawyer Near Me That Comes with Many Benefits
Choosing Winterbotham Parham Teeple, a PC as your Chapter 7 Bankruptcy Lawyer Near Me, means selecting a company that provides a host of advantages. You will, first and foremost, value our expertise.
We have helped upwards of 150,000 clients since our founding in 1978. We also provide you with the full benefits of dealing with an attorney without the astronomical costs you might anticipate. Count on us for incredibly low prices and the greatest customer service.
We Offer Exceptional Help in Several Counties
You will have access to our team of attorneys, our senior paralegals, and our highly-trained staff who can provide the best remedy to your current financial issues. We know the current law and we know how to determine the best debt relief options that your creditors will be required to accept and that courts are going to approve. We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. To schedule a consultation with a Chapter 7 Bankruptcy Lawyer Near Me, call Winterbotham Parham Teeple, a PC right now at 800.400.9000.