Get the Help You Need from a Bankruptcy Lawyer Near Me
When you are looking for a Bankruptcy Lawyer Near Me, what are you looking for? You should work with us if you want to collaborate with one of Southern California’s most seasoned bankruptcy law companies. After reading on to see how we may assist you, call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 the Right Option for You?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. If your debts are mostly consumer debts then you will be subjected to a “means test” to decide if your case can move forward under Chapter 7.
In the event that your income is higher than California’s median income for your family size, creditors could be able to file a motion that disallows your bankruptcy case from moving forward. The judge will then decide whether or not to dismiss your bankruptcy. Most general unsecured debts, such as credit card debt, can be discharged under Chapter 7.
Will Chapter 13 Bankruptcy Work Best for Your Case?
The second choice that a Bankruptcy Lawyer Near Me, is likely to suggest is chapter 13 bankruptcy. This option, known as a debt adjustment bankruptcy, establishes you with a payment plan to repay some or all of the amount rather than allowing your debt to be discharged.
There are situations we might suggest Chapter 13. Some examples include situations in which clients want to pay all or part of their debt, they are behind on real estate, they want to stop foreclosure, they want to save their home, they want to protect non-exempt assets, or if their major debts are taxes, student loans, or child and spousal support.
Choose a Bankruptcy Lawyer Near Me That Offers a Number of Advantages
When you choose to work with Winterbotham Parham Teeple, a PC as your Bankruptcy Lawyer Near Me, you can count on a number of benefits. To begin with, you will gain from our vast experience.
Since 1978, we have provided customers with debt relief choices, and throughout that time, we have assisted more than 150,000 customers. We also provide you with the full benefits of dealing with an attorney without the astronomical costs you might anticipate. Trust us for low, low fees while also getting the best in service and satisfaction.
We Offer Exceptional Help in Several Counties
Our team of experienced attorneys, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. We know the current law and we know how to determine the best debt relief options that your creditors will be required to accept and that courts are going to approve. We provide representation for debtor’s whose primary residence is located in Los Angeles, Orange, Riverside and San Bernardino counties of California. Call Winterbotham Parham Teeple, a PC now at 800.400.9000 to schedule a consultation with a Bankruptcy Lawyer Near Me.