Find Out How a Bankruptcy Lawyer in Los Angeles CA Can Help You
What qualities are you looking for in a Bankruptcy Lawyer in Los Angeles CA? If you would like to work with one of the most experienced bankruptcy law firms in all of Southern California, then you would like to work with us. Keep reading to learn how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Does Chapter 7 Bankruptcy Make the Most Sense in Your Case?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. A “means test” is used to examine whether Chapter 7 bankruptcy should be allowed for debtors whose obligations are predominantly consumer debts.
Creditors may be able to file a motion to stop the filing of your bankruptcy case if your income exceeds the typical income in California for your family size. It is up to the court to decide whether the case should be dismissed. In most cases, unsecured debts (like credit card debt) can be discharged un a Chapter 7 bankruptcy case.
Is Chapter 13 the Right Option for You?
The second choice that a bankruptcy lawyer in Los Angeles CA, is likely to suggest is chapter 13 bankruptcy. This option, known as a debt adjustment bankruptcy, establishes you with a payment plan to repay some or all of the amount rather than allowing your debt to be discharged.
There are situations we might suggest Chapter 13. Some examples include situations in which clients want to pay all or part of their debt, they are behind on real estate, they want to stop foreclosure, they want to save their home, they want to protect non-exempt assets, or if their major debts are taxes, student loans, or child and spousal support.
You Have Found a Bankruptcy Lawyer in Los Angeles CA That Comes with Many Benefits
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in Los Angeles CA means choosing a firm that offers a wealth of benefits. You will, first and foremost, value our expertise.
Since 1978, we have provided customers with debt relief choices, and throughout that time, we have assisted more than 150,000 customers. We also provide you with the full benefits of dealing with an lawyer without the astronomical costs you might anticipate. Count on us for incredibly low prices and the greatest customer service.
Call On Us for Help in Several Counties
Our team of experienced lawyers, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. We know the current law and we know how to determine the best debt relief options that your creditors will be required to accept and that courts are going to approve. We provide representation for debtor’s whose primary residence is located in Los Angeles, Orange, Riverside and San Bernardino counties of California. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a bankruptcy lawyer in Los Angeles CA.