Find Out How a Bankruptcy Attorney in Lancaster CA Can Help You
If you have never hired a Bankruptcy Attorney in Lancaster CA before, you might not know what you should look for. If you would like to work with one of the most experienced bankruptcy law firms in all of Southern California, then you would like to work with us. Read on for information on how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Is Chapter 7 Bankruptcy Going to Be the Best Option for You?
Chapter 7 is intended for debtors who are having trouble making ends meet and cannot pay their current debts. If your debts are mostly consumer debts then you will be subjected to a “means test” to decide if your case can move forward under Chapter 7.
In the event that your income is higher than California’s median income for your family size, creditors could be able to file a motion that disallows your bankruptcy case from moving forward. It is up to the court to decide whether the case should be dismissed. Unsecured obligations, such as credit card debt, are typically dischargeable in Chapter 7 bankruptcy cases.
Is Chapter 13 the Right Answer for Your Situation?
The second choice that a bankruptcy attorney in Lancaster CA, is likely to suggest is chapter 13 bankruptcy. This option is sometimes referred to as a debt adjustment bankruptcy. Instead of having debt discharged, you pay it back on a payment plan overseen by a trustee.
In some circumstances, we might advise Chapter 13. Instances where clients desire to pay all or part of their debt, are overdue on real estate payments, want to prevent foreclosure, want to save their homes, want to safeguard non-exempt assets, or have significant tax, student loan, child support, or other specific types of debt are a few instances.
There is a Long List of Reasons to Choose Us as Your Bankruptcy Attorney in Lancaster CA
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in Lancaster CA means choosing a firm that offers a wealth of benefits. To begin with, you will gain from our vast experience.
Since 1978, we have provided customers with debt relief choices, and throughout that time, we have assisted more than 150,000 customers. You can count on us to offer full-service attention without the sky-high fees you might expect to pay. Trust us for low, low fees while also getting the best in service and satisfaction.
We Offer Exceptional Help in Several Counties
Our team of attorneys, senior paralegals, and highly skilled employees will be available to you, and they can offer the best solution for your present financial problems. Our knowledge of current law and skillful techniques are your keys to successful debt relief, relief your creditors must accept and the courts will approve. We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a bankruptcy attorney in Lancaster CA.