Get Help from a Foreclosure Attorney in Laguna Niguel CA
If you have never sought the services of a Foreclosure Attorney in Laguna Niguel CA, you might not know what to look for. If experience is important, then you’ll be glad to know that you’ve found one of the most experienced bankruptcy law firms in Southern California. Keep reading to learn how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Understanding California Foreclosures
As is true in most western states, California uses a non-judicial foreclosure system. This means that instead of the court intervening, a trustee sends a series of legal notices to the homeowner. Eventually, the property will be seized. The majority of the homeowner’s legal rights to the property are terminated following the non-judicial sale, and either the lender or a third party buyer receives the property. A property owner’s likelihood of facing foreclosure increases as they fall further behind on their payments.
Foreclosure Happens to People of All Walks of Life
Anyone whose home is in foreclosure is frequently portrayed by lenders as being irresponsible. This is frequently false.
Many circumstances beyond a homeowner’s control can cause them to fall behind on mortgage payments. Loss of employment or income, divorce, illness or other medical issues, modifications to loan conditions, or the passing of a loved one are just a few examples of these circumstances.
Get the Facts About the Foreclosure Process and How a Foreclosure Attorney in Laguna Niguel CA Can Help
After at least one missed mortgage payment, your lender can issue a Notice of Default. The length of your grace period will be specified in the Notice of Default. If possible, you can pay the lender what you owe within that time. If you are unable to, you could sell your home for less money than it is worth.
If you and your lender can’t work out an agreement, the house will be sold to the highest bidder at auction. The owner gets evicted and the property becomes the lender’s property if no one purchases it at the auction. The good news is that a foreclosure attorney in Laguna Niguel CA could be able to point you in the direction of other options.
We Are Proud of the Many Ways Our Clients Benefit When They Choose Us for a Foreclosure Attorney in Laguna Niguel CA
Choosing Winterbotham Parham Teeple, a PC as your Foreclosure Attorney in Laguna Niguel CA means choosing a firm that offers a wealth of benefits. For starters, you will benefit from our wealth of experience.
Since we were established in 1978, we have assisted more than 150,000 clients. We also provide you with the full benefits of dealing with an attorney without the astronomical costs you might anticipate. Trust us for low, low fees while also getting the best in service and satisfaction.
We Serve the Greater Los Angeles Area
Our team of experienced attorneys, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. We know the current law and we know how to determine the best debt relief options that your creditors will be required to accept and that courts are going to approve.
We provide representation for debtor’s whose primary residence is located in Los Angeles, Orange, Riverside and San Bernardino counties of California. For a consultation with a Foreclosure Attorney in Laguna Niguel CA, contact Winterbotham Parham Teeple, a PC at 800.400.9000.