Get Help from a Bankruptcy Lawyer in Laguna Niguel CA
If you have never sought the services of a Bankruptcy Lawyer in Laguna Niguel CA, you might not know what to look for. If you would like to work with one of the most experienced bankruptcy law firms in all of Southern California, then you would like to work with us. After reading on to see how we may assist you, call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
How Could Chapter 7 Bankruptcy Work for You?
Chapter 7 is intended for debtors who are having trouble making ends meet and cannot pay their current debts. A “means test” will be used to determine whether or not your case qualifies for Chapter 7 bankruptcy if the majority of your debts are consumer-related.
In the event that your income is higher than California’s median income for your family size, creditors could be able to file a motion that disallows your bankruptcy case from moving forward. The court will then decide if your case can be dismissed. In most cases, unsecured debts (like credit card debt) can be discharged un a Chapter 7 bankruptcy case.
Will Chapter 13 Bankruptcy Work Best for Your Case?
The second choice that a bankruptcy lawyer in Laguna Niguel CA, is likely to suggest is chapter 13 bankruptcy. This option, known as a debt adjustment bankruptcy, establishes you with a payment plan to repay some or all of the amount rather than allowing your debt to be discharged.
We might advise filing for Chapter 13 bankruptcy. If you owe taxes or student loans that do not meet the criteria for discharge, or if the goal is to bring current child or spousal support payments. It may also be a good option if you have a strong desire and ability to pay all or a portion of your debts
We Are Proud of the Many Ways Our Clients Benefit When They Choose Us for a Bankruptcy Lawyer in Laguna Niguel CA
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in Laguna Niguel CA means choosing a firm that offers a wealth of benefits. First and foremost, you will appreciate our experience.
Since we were established in 1978, we have assisted more than 150,000 clients. You may rely on us to provide full-service care without charging you exorbitant prices. Count on us for incredibly low prices and the greatest customer service.
We Serve the Greater Los Angeles Area
You will have access to our team of lawyers, our senior paralegals, and our highly-trained staff who can provide the best remedy to your current financial issues. We are knowledgeable about the law as it stands and know how to choose the most effective debt relief strategies that will be accepted by courts and your creditors. If you live in any of these counties, we can help you: Los Angeles, Orange, Riverside, or San Bernardino. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a bankruptcy lawyer in Laguna Niguel CA.