Get the Help You Need from a Bankruptcy Lawyer in Huntington Beach CA
If you have never hired a Bankruptcy Lawyer in Huntington Beach CA before, you might not know what you should look for. If experience is vital to you, you’ll be happy to know that you’ve located one of Southern California’s most experienced bankruptcy law companies. After reading on to see how we may assist you, call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 Bankruptcy Going to Be the Best Option for You?
Chapter 7 is intended for debtors who are having trouble making ends meet and cannot pay their current debts. A “means test” is used to examine whether Chapter 7 bankruptcy should be allowed for debtors whose obligations are predominantly consumer debts.
Creditors may be able to file a motion to stop the filing of your bankruptcy case if your income exceeds the typical income in California for your family size. It is up to the court to decide whether the case should be dismissed. Under Chapter 7, the majority of general unsecured debts, including credit card debt, are dischargeable.
Will Chapter 13 Bankruptcy Work Best for Your Case?
Chapter 13 is another option that a bankruptcy lawyer in Huntington Beach CA, might suggest. This is known as a debt adjustment bankruptcy because instead of having your debt discharged, this option sets you up with a payment plan to pay back some or all of the debt.
We might suggest Chapter 13 bankruptcy if you have a strong desire and ability to pay all or a portion of your debts, the purpose is to cure arrears on real estate, stop foreclosure and save your home, you want to protect non-exempt assets, you owe taxes or student loans that do not meet the requirements for discharge, or the purpose is to bring current child or spousal support payments.
Choose a Bankruptcy Lawyer in Huntington Beach CA That Offers a Number of Advantages
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in Huntington Beach CA means choosing a firm that offers a wealth of benefits. First and foremost, you will appreciate our experience.
We’ve been offering debt relief options for clients since 1978 and have helped more than 150,000 clients in that time. We also provide you with the full benefits of dealing with an lawyer without the astronomical costs you might anticipate. With us, you receive incredibly affordable prices along with top-notch service and satisfaction.
You Can Call Us for Help in Los Angeles County and Beyond
To secure the best rights, remedies, and benefits available, our crew of senior paralegals, seasoned lawyers, and staff members work for you. We are knowledgeable about the law as it stands and know how to choose the most effective debt relief strategies that will be accepted by courts and your creditors. If you live in any of these counties, we can help you: Los Angeles, Orange, Riverside, or San Bernardino. To schedule a consultation with a bankruptcy lawyer in Huntington Beach CA, call Winterbotham Parham Teeple, a PC right now at 800.400.9000.