Get Help from a Bankruptcy Attorney in Huntington Beach CA
If you have never hired a Bankruptcy Attorney in Huntington Beach CA before, you might not know what you should look for. If you would like to work with one of the most experienced bankruptcy law firms in all of Southern California, then you would like to work with us. After reading on to see how we may assist you, call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Does Chapter 7 Bankruptcy Make the Most Sense in Your Case?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. A “means test” will be used to determine whether or not your case qualifies for Chapter 7 bankruptcy if the majority of your debts are consumer-related.
Creditors may be able to file a motion to stop the filing of your bankruptcy case if your income exceeds the typical income in California for your family size. The court will determine whether or not to dismiss the bankruptcy. Unsecured obligations, such as credit card debt, are typically dischargeable in Chapter 7 bankruptcy cases.
Is Chapter 13 the Right Answer for Your Situation?
Chapter 13 bankruptcy is the second option that a bankruptcy attorney in Huntington Beach CA is likely to recommend. This option is sometimes referred to as a debt adjustment bankruptcy. Instead of having debt discharged, you pay it back on a payment plan overseen by a trustee.
We might suggest Chapter 13 bankruptcy if you have a strong desire and ability to pay all or a portion of your debts, the purpose is to cure arrears on real estate, stop foreclosure and save your home, you want to protect non-exempt assets, you owe taxes or student loans that do not meet the requirements for discharge, or the purpose is to bring current child or spousal support payments.
You Have Found a Bankruptcy Attorney in Huntington Beach CA That Comes with Many Benefits
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in Huntington Beach CA, means selecting a company that provides a host of advantages. For starters, you will benefit from our wealth of experience.
Since 1978, we have provided customers with debt relief choices, and throughout that time, we have assisted more than 150,000 customers. We also offer you the full experience of working with an attorney but without the exorbitant fees you might be expecting. Count on us for incredibly low prices and the greatest customer service.
You Can Call Us for Help in Los Angeles County and Beyond
Our team of experienced attorneys, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. Our knowledge of current law and skillful techniques are your keys to successful debt relief, relief your creditors must accept and the courts will approve. We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. For a consultation with a bankruptcy attorney in Huntington Beach CA, contact Winterbotham Parham Teeple, a PC at 800.400.9000.