Get the Help You Need from a Bankruptcy Lawyer in Fullerton CA
When you are looking for a Bankruptcy Lawyer in Fullerton CA, what are you looking for? If experience is important, then you’ll be glad to know that you’ve found one of the most experienced bankruptcy law firms in Southern California. After reading on to see how we may assist you, call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 the Right Option for You?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. A “means test” is used to examine whether Chapter 7 bankruptcy should be allowed for debtors whose obligations are predominantly consumer debts.
In the event that your income is higher than California’s median income for your family size, creditors could be able to file a motion that disallows your bankruptcy case from moving forward. The court will determine whether or not to dismiss the bankruptcy. In most cases, unsecured debts (like credit card debt) can be discharged un a Chapter 7 bankruptcy case.
Will You Benefit Most from Chapter 13 Bankruptcy?
The other main option that a bankruptcy lawyer in Fullerton CA might recommend is Chapter 13. This option, known as a debt adjustment bankruptcy, establishes you with a payment plan to repay some or all of the amount rather than allowing your debt to be discharged.
There are situations we might suggest Chapter 13. Some examples include situations in which clients want to pay all or part of their debt, they are behind on real estate, they want to stop foreclosure, they want to save their home, they want to protect non-exempt assets, or if their major debts are taxes, student loans, or child and spousal support.
You Have Found a Bankruptcy Lawyer in Fullerton CA That Comes with Many Benefits
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy lawyer in Fullerton CA means choosing a firm that offers a wealth of benefits. To begin with, you will gain from our vast experience.
We’ve been offering debt relief options for clients since 1978 and have helped more than 150,000 clients in that time. We also provide you with the full benefits of dealing with an lawyer without the astronomical costs you might anticipate. With us, you get low, low fees – and also get exceptional service and top satisfaction.
You Can Call Us for Help in Los Angeles County and Beyond
To secure the best rights, remedies, and benefits available, our crew of senior paralegals, seasoned lawyers, and staff members work for you. We are knowledgeable about the law as it stands and know how to choose the most effective debt relief strategies that will be accepted by courts and your creditors. We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. To schedule a consultation with a bankruptcy lawyer in Fullerton CA, call Winterbotham Parham Teeple, a PC right now at 800.400.9000.