Find Out How a Bankruptcy Attorney in Fullerton CA Can Help You
If you have never sought the services of a Bankruptcy Attorney in Fullerton CA, you might not know what to look for. You should work with us if you want to collaborate with one of Southern California’s most seasoned bankruptcy law companies. To learn more about how we may assist you, continue reading, and then call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
Is Chapter 7 the Right Option for You?
Chapter 7 is intended for debtors who are having trouble making ends meet and cannot pay their current debts. Debtors whose debts are primarily consumer debts are subject to a “means test” designed to determine whether the case should be permitted to proceed under Chapter 7.
Creditors have the right to submit a petition asking the court to dismiss your case if your income is higher than the median income for the state in which you live and the size of your family. The judge will then decide whether or not to dismiss your bankruptcy. Unsecured obligations, such as credit card debt, are typically dischargeable in Chapter 7 bankruptcy cases.
Will Chapter 13 Bankruptcy Work Best for Your Case?
Chapter 13 bankruptcy is the second option that a bankruptcy attorney in Fullerton CA is likely to recommend. This option is sometimes referred to as a debt adjustment bankruptcy. Instead of having debt discharged, you pay it back on a payment plan overseen by a trustee.
We might suggest Chapter 13 bankruptcy if you have a strong desire and ability to pay all or a portion of your debts, the purpose is to cure arrears on real estate, stop foreclosure and save your home, you want to protect non-exempt assets, you owe taxes or student loans that do not meet the requirements for discharge, or the purpose is to bring current child or spousal support payments.
Choose a Bankruptcy Attorney in Fullerton CA That Offers a Number of Advantages
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in Fullerton CA means choosing a firm that offers a wealth of benefits. For starters, you will benefit from our wealth of experience.
We have helped upwards of 150,000 clients since our founding in 1978. You can count on us to offer full-service attention without the sky-high fees you might expect to pay. With us, you receive incredibly affordable prices along with top-notch service and satisfaction.
We Serve the Greater Los Angeles Area
Our team of experienced attorneys, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. Your keys to successful debt relief—relief that your creditors must accept and the courts will approve—are our understanding of current law and our skillful strategies. If you live in any of these counties, we can help you: Los Angeles, Orange, Riverside, or San Bernardino. Call Winterbotham Parham Teeple, a PC now at 800.400.9000 to schedule a consultation with a bankruptcy attorney in Fullerton CA.