Get the Help You Need from a Bankruptcy Attorney in Covina CA
When you are looking for a bankruptcy attorney in Covina CA, what are you looking for? You should work with us if you want to collaborate with one of Southern California’s most seasoned bankruptcy law companies. To learn more about how we may assist you, continue reading, and then call Winterbotham Parham Teeple, a PC at 800.400.9000 to schedule a consultation.
How Could Chapter 7 Bankruptcy Work for You?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. Debtors whose debts are primarily consumer debts are subject to a “means test” designed to determine whether the case should be permitted to proceed under Chapter 7.
Creditors have the right to submit a petition asking the court to dismiss your case if your income is higher than the median income for the state in which you live and the size of your family. It is up to the court to decide whether the case should be dismissed. In most cases, unsecured debts (like credit card debt) can be discharged un a Chapter 7 bankruptcy case.
Will Chapter 13 Bankruptcy Work Best for Your Case?
Chapter 13 bankruptcy is the second option that a bankruptcy attorney in Covina CA is likely to recommend. This is known as a debt adjustment bankruptcy because instead of having your debt discharged, this option sets you up with a payment plan to pay back some or all of the debt.
In some circumstances, we might advise Chapter 13. Instances where clients desire to pay all or part of their debt, are overdue on real estate payments, want to prevent foreclosure, want to save their homes, want to safeguard non-exempt assets, or have significant tax, student loan, child support, or other specific types of debt are a few instances.
Choose a Bankruptcy Attorney in Covina CA That Offers a Number of Advantages
There are several advantages to choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in Covina CA. First and foremost, you will appreciate our experience.
We’ve been offering debt relief options for clients since 1978 and have helped more than 150,000 clients in that time. We also offer you the full experience of working with an attorney but without the exorbitant fees you might be expecting. Trust us for low, low fees while also getting the best in service and satisfaction.
We Serve the Greater Los Angeles Area
To secure the best rights, remedies, and benefits available, our crew of senior paralegals, seasoned attorneys, and staff members work for you. We are knowledgeable about the law as it stands and know how to choose the most effective debt relief strategies that will be accepted by courts and your creditors. We represent debtors whose primary residence is situated in the Californian counties of Los Angeles, Orange, Riverside, and San Bernardino. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a bankruptcy attorney in Covina CA.