Find Out How a Bankruptcy Attorney in Apple Valley CA Can Help You
When you are looking for a bankruptcy attorney in Apple Valley CA, what are you looking for? If you would like to work with one of the most experienced bankruptcy law firms in all of Southern California, then you would like to work with us. Keep reading to learn how we can help you and then contact Winterbotham Parham Teeple, a PC at 800.400.9000 for a consultation.
Is Chapter 7 the Right Option for You?
Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. A “means test” will be used to determine whether or not your case qualifies for Chapter 7 bankruptcy if the majority of your debts are consumer-related.
Creditors may be able to file a motion to stop the filing of your bankruptcy case if your income exceeds the typical income in California for your family size. It is up to the court to decide whether the case should be dismissed. Under Chapter 7, the majority of general unsecured debts, including credit card debt, are dischargeable.
Will Chapter 13 Bankruptcy Work Best for Your Case?
The other main option that a bankruptcy attorney in Apple Valley CA might recommend is Chapter 13. This option, known as a debt adjustment bankruptcy, establishes you with a payment plan to repay some or all of the amount rather than allowing your debt to be discharged.
In some circumstances, we might advise Chapter 13. Instances where clients desire to pay all or part of their debt, are overdue on real estate payments, want to prevent foreclosure, want to save their homes, want to safeguard non-exempt assets, or have significant tax, student loan, child support, or other specific types of debt are a few instances.
We Are Proud of the Many Ways Our Clients Benefit When They Choose Us for a Bankruptcy Attorney in Apple Valley CA
Choosing Winterbotham Parham Teeple, a PC as your bankruptcy attorney in Apple Valley CA, means selecting a company that provides a host of advantages. For starters, you will benefit from our wealth of experience.
Since we were established in 1978, we have assisted more than 150,000 clients. We also offer you the full experience of working with an attorney but without the exorbitant fees you might be expecting. Count on us for incredibly low prices and the greatest customer service.
We Offer Exceptional Help in Several Counties
Our team of experienced attorneys, senior paralegals and staff work for you to obtain the best rights, remedies and benefits available. Your keys to successful debt relief—relief that your creditors must accept and the courts will approve—are our understanding of current law and our skillful strategies. We provide representation for debtor’s whose primary residence is located in Los Angeles, Orange, Riverside and San Bernardino counties of California. Call Winterbotham Parham Teeple, a PC at 800.400.9000 to speak to a bankruptcy attorney in Apple Valley CA.