Dec 9, 2022
It is possible to file for bankruptcy without the assistance of a lawyer, and some may advise you to do so if your situation is “simple.” However, there are many pitfalls to consider when considering filing without proper legal counsel. Incomplete forms,...
Nov 24, 2022
Unlike ordinary unsecured debt, such as credit card debt, which is easily dischargeable in Chapter 7, most college loans are extremely difficult to discharge. However, in a few cases, petitioning for the discharge of private and/or federal student loan debt is easier....
Nov 17, 2022
If you’re drowning in debt, declaring bankruptcy may be your only option. Unfortunately, some people are hesitant to file for bankruptcy because the process may feel overwhelming, especially when they realize they will need to attend not one class, but two! The...
Nov 11, 2022
Is It Smart to Take Money Out of Your 401(k) to Avoid Filing for Bankruptcy? People may rush to use all of their resources to make payments when they are confronted with mounting financial problems. It’s important to remember that this isn’t always the...
Nov 6, 2022
The short answer is that an “automatic stay” is imposed when you file for bankruptcy. It protects everything you own and prevents creditors from pursuing you for payment. This also applies to your automobile. However, your protection will only be temporary...
Oct 25, 2022
Do you have debts that just keep piling up despite your best efforts to pay them off? It might be time to consider declaring bankruptcy. As you make your decision, consider the answers to these three questions. Then contact Winterbotham Parham Teeple, a PC at...
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