Borrowing from friends and family is a viable option if you are experiencing financial difficulties and are unable to pay your expenses. There may be better options than borrowing money, even if someone is willing to help you. Before borrowing money from a friend or...
Often, when faced with financial difficulty, an individual may decide to take a number of faulty steps to try and fix their finances. However, these choices may make the situation worse, and if it becomes clear that bankruptcy is the better option, these decisions may...
As we approach tax season, many people are surprised that a tax specialist may determine there are hidden deductions in their Chapter 13 plan payment. It is always best to consult your tax preparer to see what deductions you may be eligible for if you are in repayment...
People who are considering bankruptcy are already in a precarious financial position, so it is understandable that they would seek to reduce the cost of their bankruptcy case as a result. The least expensive choice is to draft your own bankruptcy petition, followed by...
Are your creditors harassing you with phone calls and letters? Are you facing foreclosure, wage garnishment, or repossession? Fortunately, there are ways to stop creditor harassment and protect yourself from these financial woes. In this comprehensive guide, we will...
Taxes are a debt that can really haunt an individual. In many instances, they survive bankruptcy filing, they accrue interest, and Internal Revenue Service and Franchise Tax Board can be aggressive creditors, garnishing your wages, seizing future refunds, and placing...