Feb 13, 2023
Citing research done by Vanguard Group, A record 2.8% of the five million people in 401(k) plans run by Vanguard Group tapped their retirement savings in 2022 to cope with hardships such as medical bills, eviction, or foreclosure, the company said. That is up from...
Jan 24, 2023
Borrowing from friends and family is a viable option if you are experiencing financial difficulties and are unable to pay your expenses. There may be better options than borrowing money, even if someone is willing to help you. Before borrowing money from a friend or...
Jan 22, 2023
Often, when faced with financial difficulty, an individual may decide to take a number of faulty steps to try and fix their finances. However, these choices may make the situation worse, and if it becomes clear that bankruptcy is the better option, these decisions may...
Jan 12, 2023
As we approach tax season, many people are surprised that a tax specialist may determine there are hidden deductions in their Chapter 13 plan payment. It is always best to consult your tax preparer to see what deductions you may be eligible for if you are in repayment...
Jan 9, 2023
People who are considering bankruptcy are already in a precarious financial position, so it is understandable that they would seek to reduce the cost of their bankruptcy case as a result. The least expensive choice is to draft your own bankruptcy petition, followed by...
Dec 28, 2022
Are your creditors harassing you with phone calls and letters? Are you facing foreclosure, wage garnishment, or repossession? Fortunately, there are ways to stop creditor harassment and protect yourself from these financial woes. In this comprehensive guide, we will...
Dec 26, 2022
Taxes are a debt that can really haunt an individual. In many instances, they survive bankruptcy filing, they accrue interest, and Internal Revenue Service and Franchise Tax Board can be aggressive creditors, garnishing your wages, seizing future refunds, and placing...
Dec 22, 2022
Most personal bankruptcy cases are relatively straightforward affairs. This is especially true in Chapter 7 bankruptcy, which wipes out all unsecured debt and does not pay creditors. However, things might become a little more challenging if a creditor feels they have...
Dec 20, 2022
At Winterbotham Parham Teeple, a PC, we want to help you throughout the whole process of filing for bankruptcy in California, which is why today we want to give you some tips on how you can improve your much-needed credit after filing for bankruptcy. To speak to a...
Dec 9, 2022
It is possible to file for bankruptcy without the assistance of a lawyer, and some may advise you to do so if your situation is “simple.” However, there are many pitfalls to consider when considering filing without proper legal counsel. Incomplete forms,...
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