You’ve been falling behind on your bills for a while when the worst happens. A creditor sues you. With an inability to pay the debt, and limited options to combat the suit in civil court, you may find yourself with a judgment entered against you. When a creditor sues...
So you just filed bankruptcy and are awaiting that glorious moment when your debt discharges. Of course you want to keep the car that you are financing through your Credit Union. And why not? It’s a hot car. A 2015 Jeep Grand Cherokee with low miles, and a low balance...
Rising minimum payments. Harassing collection agencies. The looming threat of lawsuits. Struggling with unmanageable debt is a scary position to be in. For people in these situations, bankruptcy is often the best long-term solution to get back on track, but...
You’re behind on your rent. With the recent upheaval stemming from the COVID-19 pandemic, many consumers are falling further and further behind on their monthly obligations. While the state of California has a temporary moratorium on eviction, the back rent owed...
Once upon a time, there were two brothers. One brother was shiftless and lazy. He would hang around the farm and do nothing all day long. The other brother was very motivated and a hard worker. He would get up early and milk the cows, he would clean up after breakfast...
Noooooo! Not my twinkies! Say it isn’t so! How can this be? My monthly allowance for cupcakes and twinkies alone should be able to financially prop up any major corporation! But alas, Hostess Brands, Inc. has fallen over $860 million in debt and now, thanks in part to...
Did you feel it this Christmas season? Love was in the air. I’m not talking about the warm fuzzy feeling you get during the holidays, I’m talking about customer service. Did you notice it? It seems everywhere I went, employees were all over me. “Can I help you?” “Did...
What does your desk say about you? Are you organized? Are you dependable? Perhaps you are a bit neurotic? Your desk doesn’t hold back its secrets. Anyone that sees your workplace will make some immediate opinions as to your personality. Is you desk buried in...
It’s early on a cold winter morning. The sun still not risen. You peddle your bike hard against the wind. The bags on your handle-bars, heavy with newspapers make steering difficult. You avoid the Mastersons’ dogs as you carefully make the first turn onto your route....
So, Detroit has joined an elite group of municipalities by filing a Chapter 9 bankruptcy. And not just any bankruptcy, but, the largest bankruptcy filing in our nations history. Up until November 2012, Orange County, California held the title for the largest...
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