Feb 22, 2023
Most people find it difficult to make the decision to file for bankruptcy. It is common for residents of California to struggle with debt for years before deciding it is time to take action and put debt stress behind them. Though it is never too late to file for...
Feb 15, 2023
Your case will be significantly impacted by the type of bankruptcy chapter you choose to file. It has an impact on the property you can keep, the kinds of payments you must make, and the length of the entire process. What happens if your situation changes after...
Feb 14, 2023
Your bills are past due, you’ve fallen behind on your house and car payments, and you don’t see how you’ll ever be able to recover. Have you given bankruptcy any thought? It could be a way to make a fresh start. But you have a huge pile of bills, and...
Feb 13, 2023
Citing research done by Vanguard Group, A record 2.8% of the five million people in 401(k) plans run by Vanguard Group tapped their retirement savings in 2022 to cope with hardships such as medical bills, eviction, or foreclosure, the company said. That is up from...
Jan 24, 2023
Borrowing from friends and family is a viable option if you are experiencing financial difficulties and are unable to pay your expenses. There may be better options than borrowing money, even if someone is willing to help you. Before borrowing money from a friend or...
Jan 22, 2023
Often, when faced with financial difficulty, an individual may decide to take a number of faulty steps to try and fix their finances. However, these choices may make the situation worse, and if it becomes clear that bankruptcy is the better option, these decisions may...
Jan 12, 2023
As we approach tax season, many people are surprised that a tax specialist may determine there are hidden deductions in their Chapter 13 plan payment. It is always best to consult your tax preparer to see what deductions you may be eligible for if you are in repayment...
Jan 9, 2023
People who are considering bankruptcy are already in a precarious financial position, so it is understandable that they would seek to reduce the cost of their bankruptcy case as a result. The least expensive choice is to draft your own bankruptcy petition, followed by...
Dec 28, 2022
Are your creditors harassing you with phone calls and letters? Are you facing foreclosure, wage garnishment, or repossession? Fortunately, there are ways to stop creditor harassment and protect yourself from these financial woes. In this comprehensive guide, we will...
Dec 26, 2022
Taxes are a debt that can really haunt an individual. In many instances, they survive bankruptcy filing, they accrue interest, and Internal Revenue Service and Franchise Tax Board can be aggressive creditors, garnishing your wages, seizing future refunds, and placing...
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